Summary
StudentLoanCompass does not require an account, does not offer user logins, and does not ask you to create a profile before using the calculator.
Loan-file imports are intended to be parsed locally in your browser for repayment modeling. The site is designed to avoid hidden collection or retention of sensitive borrower data.
Information you enter into the calculator
If you type loan, income, family-size, or repayment information into the calculator, that information is used to generate on-page estimates. Imported federal loan files can contain personal details, but StudentLoanCompass is designed to use only the fields needed for repayment modeling.
You should avoid uploading or sharing sensitive files on devices or networks you do not trust.
Analytics and basic usage information
The site may use privacy-focused analytics and hosting logs from service providers such as Cloudflare to understand general traffic patterns, performance, and security events. These tools can collect technical information such as pages visited, approximate location, browser type, or device details.
This information is used for site operations, performance, fraud prevention, and understanding general usage trends rather than building personal borrower profiles.
Advertising
StudentLoanCompass may display advertising through Google AdSense or related Google advertising services. Google and its partners may use cookies or similar technologies to serve and measure ads. You can learn more about how Google uses information in advertising by reviewing Google's own policies and controls.
Ads, when enabled, are intended to be clearly separated from calculator results and educational guidance.
No sale of borrower profiles
StudentLoanCompass is not intended to sell individual borrower loan profiles or secretly package user-entered repayment data for resale.
Third-party links
The site may link to StudentAid.gov, loan servicers, or other third-party resources. Those websites operate under their own privacy and security practices once you leave StudentLoanCompass.